Sole Trader Insurance

Insurance for sole traders

Working as a sole trader means undertaking a number of roles, from project management to finance and marketing. When it comes to your business insurance, however, it should be straightforward to get the right protection for your business.

At Qdos Contractor, we go above and beyond to provide comprehensive insurance products for sole traders which allow you to get on with your job with complete peace of mind.

Create a complete package from our range of suitable business insurance products such as Professional Indemnity Insurance, Public and Employers Liability Insurance, or tax enquiry cover, for the self-employed. We also offer insurance products by trade to cover sole traders across several industries including web development, photography, media, building trades, and business consultancy.

Public Liability Insurance vs Professional Indemnity Insurance: Which one do I need?

Both Public Liability Insurance and Professional Indemnity Insurance provide coverage and protection in the event of damage or negligence, however, they react to two very different kinds of losses. Public Liability Insurance reacts when a third party suffers physical damage or injury, and claims this loss was caused by the policyholder. Professional Indemnity Insurance on the other hand reacts where clients or customers claim financial loss was sustained as a result of errors or omissions in the professional services provided.

It is extremely rare that either of these policies will be a legal requirement in the UK, however, they do provide you with peace of mind and protect your business if the unthinkable happens. This means whether you are an electrician, a wedding photographer, or a web developer; protecting yourself with our cost-effective packages allows you to focus on work without worrying about the cost of a lengthy and expensive legal action.

Find out more about what business insurance sole traders need